What you should do if seeking finance from us

• Step 1 - Talk to us

  Prior to preparing your application, talk to your Relationship Manager or call us on 0345 6005 925^†. At this initial meeting you will receive an outline of the information we require to support your application.

  ^† _{Lines open: 9am to 5pm Monday - Friday (except on bank holidays). Calls may be recorded. Call charges may vary - refer to your service provider.}

• Step 2 - Gather your business financial information

  Gather the following up-to-date financial information:

  • Management accounts to reflect the current trading period.
  • Aged list of debtors/creditors.
  • Tax clearance certificate.
  • Asset/ Liability profile of the company.
  • Financial and cash flow projections.
  • Details of security may be required.
• Step 3 - Prepare your business plan

  Present a clear picture of your business story, e.g.:

  • key strengths, weaknesses, opportunities and challenges.
  • risk analysis from a market, customer, financial and operational perspective.
  • strategy and future goals.
• Step 4 - Meet us to complete your application

  Arrange an appointment to meet your relationship manager. We will discuss financial solutions that meet your requirements once we have a full understanding and information about your proposal.